The term “Robo-advisor” has been floating around a lot lately with financial institutions launching different types of digitized financial services. But do you really know what it means? Simply put, a robo-advisor is a digital financial advisor that provides financial advice or manages investments with minimal human intervention. The platform allows you to invest in various portfolios through processing vast amounts of data and analytics. The risk quiz helps evaluate your risk appetite and makes appropriate suggestions. But why robo-advisors? Keep reading to find out!

 

Accessible:

 

Access to private wealth management is rare which is where robo-advisors come into the picture. Instead of putting wealth management on a pedestal, robo-advisors are now revolutionizing the perception of wealth management for the common man. With an internet connection being the only necessity, robo-advisors can take care of your investments for you without the hassle of going through traditional financial advisors. In essence, you’re getting your wealth managed at a much lower cost with ensured  transparency, a user-friendly interface as well as a whole library of information which you can devour to your liking. You can finally take control of your finances all by yourself.

 

 

Free of Human Bias:

 

Human bias can get the best of even the most skilled financial professionals. According to a research paper conducted by American University Washington D.C. and Washington & Lee University, financial advisors often have various types of psychological biases, such as overconfidence, herding, disposition, gender, confirmation, and excessive optimism. Issues like chasing commissions and meeting goals can sometimes lead product advisors to give misaligned advice which can be detrimental to your investment journey. An AI-based robo-advisor, however, uses data and algorithms to evaluate the portfolios for the investor. All decisions are data-based and free of emotions. This feature makes it unprejudiced and free from bias. 

 

 

Is Robo-advisor for you?

 

Definitely! 

 

Robo-advisors leverage algorithms and big data to make investments smarter. If you are someone who is working in a desk job from 9am till 6pm or someone who is new in the game without much investment experience and feeling overwhelmed from market information, then Robo-advisor will be your best friend in your investment journey!

 

 

How to invest with AQUMON’s Robo-Advisor?

 

Risk assessment 

1. Download the app for free and complete a 3-minute questionnaire to identify your investment profile.

 

Get recommendations

2. Integrated with Nobel Prize winning algorithms, AQUMON recommends the perfect portfolio based on your risk appetite. 

 

Start Investing

3. After the selection, you can start investing in AQUMON with multiple portfolios and ETFs, we are sure there is something for everyone. 

 

Monitor your portfolio

4. AQUMON monitors your portfolio and investments 24/7, we will send you rebalancing notifications during volatile markets. so your portfolios will always be optimal.

 

Investing is as easy as 1,2,3. Build your wealth simpler, smarter and more affordable with AQUMON today!

 

 

 

 

 

 

 

About us

AQUMON is a Hong Kong based award-winning financial technology company. Our mission is to leverage smart technology to make next-generation investment services affordable, transparent and accessible to both institutional clients and the general public. Through its proprietary algorithms and scalable, technical infrastructure, AQUMON’s automated platform empowers anyone to invest and maximise their returns. AQUMON has partnered with more than 100 financial institutions in Hong Kong and beyond, including AIA, CMB Wing Lung Bank, ChinaAMC, and Guangzhou Rural Commercial Bank. Hong Kong University of Science and Technology, the Alibaba Entrepreneurs Fund, affiliate of BOC International Holdings Limited, Zheng He Capital Management and Cyberport are among AQUMON's investors. 

 

The brand is held under Magnum Research Limited and is licensed with Type 1, 4 and 9 under the Securities and Futures Commission (SFC) of Hong Kong. AQUMON is also licensed by the U.S. Securities and Exchange Commission (SEC) and the Asset Management Association of China (AMAC).

 

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