For better, for worse, we’re in it together now. How do people’s money views and priorities change after marriage? On today’s MoneyTalk, we’ve invited Jonathan and Nicole, a newlywed couple and true AQUMON users to share how they grow together in love and wealth. 

 

Briefly introduce yourselves!

 

I’m Jonathan, and I've been a consulting manager at a marketing company for over three years now. 

 

I’m Nicole. I grew up in Hong Kong, then studied abroad in the UK. I am now a practicing lawyer here. 

 

When did you start investing? 

 

Jonathan: I started investing when I was in college. Back then, I mostly invested in stocks. My first-ever experience with investing was when my family gave me the stocks of some companies as a gift, and I’ve continued investing ever since.

 

Nicole: I started investing about a year ago, roughly around the time the pandemic started. I think investing and the pandemic are quite closely related; as we started working from home, we suddenly had more time to understand how the pandemic impacted the global economy. That’s when we started to speculate on stock prices. 

 

How has your opinion on finances changed once both of you got married? 

 

Jonathan: For me, the most important thing is to spread my risk widely. In the past, I mainly invested in stocks, but now, I like to consider other investment products as well. Sincegetting married I’m more aware of supporting my wife, so I like to find different ways to save money. 

 

Nicole: I would like to think it’s about teamwork. Before marriage, you make your own decisions, but after marriage, you have a partner to discuss and analyse decisions before following through. 

 

How did AQUMON address your investment difficulties? 

 

Jonathan: I don’t have a lot of time to constantly look over my investment portfolio, so AQUMON helps me in this respect. Plus, the investment returns are not bad at all. 

 

Nicole: Since the two of us are full-time professionals, we don’t have much time to consistently monitor the stock market. Time is definitely the biggest challenge for us. That’s why I trust AQUMON enough to manage my investments because the platform helps me analyse my risk appetite and monitor my investments. 

 

What are your financial goals in the next five years? 

 

Jonathan: In the long run, I hope to save enough money to buy a home and perhaps to start my own business.

 

Nicole: I want to have stable investment returns. 

 

Why do you use AQUMON?

 

Nicole: A friend introduced me to AQUMON and I wanted to give it a try. When I first registered, someone from the customer service team WhatsApped me to discuss my next steps and helped to fill out the investment risk questionnaire with me. Thanks to them, I quickly learned which portfolio I was most suitable for, and I invested some funds to see how they’d do. 

 

Jonathan: I’ve always been pretty interested in technology, and have tried other artificial intelligence and smart investment platforms before. Coincidentally, I also have a friend who works at AQUMON. I found AQUMON and their portfolios interesting, especially since they spread out your investment risk automatically. 

 

What is your favourite aspect about AQUMON?

 

Jonathan: I like the diversification of AQUMON’s portfolios; they keep up with timely investment opportunities. For example, there’s one portfolio that tracks the price movements of cryptocurrencies. I also pay attention to new releases and products on the AQUMON platform regularly to learn more about them.

 

Nicole: I like the experience of using the AQUMON app. I think the app itself is very easy to use because not everyone in Hong Kong is proficient at using technology. Its instructions are also very clear; after downloading the app, anyone can quickly open an account and start investing. 

 

If AQUMON were a person, what would they look like? 

 

Nicole: A person with strong potential and is ambitious, someone who wants to continuously improve. 

 

Jonathan: A young entrepreneur. Entrepreneurs have many different ideas, and AQUMON’s is to help others invest. We may not see investment returns immediately, but they should be realised over the long-run. Moreover, I think AQUMON is very passionate, giving it a young go-getter type of feeling. 

 

What does money mean to you?

 

Jonathan: For me, money is freedom. It allows me to do what I want and to achieve my goals for the future.. 

 

Nicole: I think money is a type of currency that can help me achieve the important things in life: time, love and money. 

 

 

 

 

 

About us

AQUMON is a Hong Kong based award-winning financial technology company. Our mission is to leverage smart technology to make next-generation investment services affordable, transparent and accessible to both institutional clients and the general public. Through its proprietary algorithms and scalable, technical infrastructure, AQUMON’s automated platform empowers anyone to invest and maximise their returns. AQUMON has partnered with more than 100 financial institutions in Hong Kong and beyond, including AIA, CMB Wing Lung Bank, ChinaAMC, and Guangzhou Rural Commercial Bank. Hong Kong University of Science and Technology, the Alibaba Entrepreneurs Fund, affiliate of BOC International Holdings Limited, Zheng He Capital Management and Cyberport are among AQUMON's investors. 

 

The brand is held under Magnum Research Limited and is licensed with Type 1, 4 and 9 under the Securities and Futures Commission (SFC) of Hong Kong. AQUMON is also licensed by the U.S. Securities and Exchange Commission (SEC) and the Asset Management Association of China (AMAC).

 

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