Most investors start learning about the capital markets in college, but not Helen Chen, Head of External and Alumni Relations, HKUST Business School. Today’s guest will share how she was introduced to stocks as a youngling in primary school and why she chooses AQUMON to grow her long-term wealth. 

 

 

Briefly introduce yourself: 

 

Hi. My name’s Helen Chen, the Head of External and Alumni Relations at the Hong Kong University of Science and Technology Business School (HKUST). I have worked in the finance industry for many years in Hong Kong and Tokyo. 

 

 

 

Rapid fire questions: 

 

“Hong Kong or U.S. stocks?” Hong Kong stocks. 

 

“Stocks or ETFs?” Stocks.

 

“Invest for the long-term or speculate for the short term?” Definitely long-term. 

 

“Active or passive investing?” Active. 

 

“Monitor your investments by yourself or have a robo-advisor do it for you?” Robo-advisor because they’re unbiased. 

 

What was your investment experience like as a child? 

 

The concept of investing was something that my family instilled in me ever since I was a child. As an elementary school student, I was already very interested in stocks, but my understanding of stocks or companies at the time was not by any means comprehensive. All I knew was that investing might grow my money, so I tried to invest parts of my savings and conduct investment research to inform my decisions. Since I was only a minor in elementary school, I had an adult help me invest on my behalf. 

 

 

 

Are you a long-term or short-term investor? 

 

Definitely long-term. For stocks, funds, or any other investments, I buy and rarely sell. Even if my investments turn negative, I’m always optimistic that the financial markets will rise in the long-term. As such, the investments that I’ve held for decades have done much better than I thought. 

 

Why did you use AQUMON?

 

I think AQUMON is a novel way to invest money. Most people have little time or expertise to conduct their own market research to make informed investment decisions, so relying on artificial intelligence to select my investments in a scientific manner helps to take out any human biases when it comes to selecting investments. I hope to strengthen my investment portfolio through risk diversification with a robo advisor. 

 

 

 

What’s the biggest difference between AQUMON then and now? 

 

There are a lot more investment products now than before, and the app has become easier to use. 

 

What’s your most favourite function on AQUMON?

 

I think the speed of the data being displayed on the app is very fast, and your customer service quality is very high. 

 

What does “money” mean to you? 

 

I think money must be spent in the right manner. When you have enough of it, you can do many meaningful things such as philanthropic work or achieve my personal goals. 

 

 

 

 

 

 

About us

AQUMON is a Hong Kong based award-winning financial technology company. Our mission is to leverage smart technology to make next-generation investment services affordable, transparent and accessible to both institutional clients and the general public. Through its proprietary algorithms and scalable, technical infrastructure, AQUMON’s automated platform empowers anyone to invest and maximise their returns. AQUMON has partnered with more than 100 financial institutions in Hong Kong and beyond, including AIA, CMB Wing Lung Bank, ChinaAMC, and Guangzhou Rural Commercial Bank. Hong Kong University of Science and Technology, the Alibaba Entrepreneurs Fund, affiliate of BOC International Holdings Limited, Zheng He Capital Management and Cyberport are among AQUMON's investors. 

 

The brand is held under Magnum Research Limited and is licensed with Type 1, 4 and 9 under the Securities and Futures Commission (SFC) of Hong Kong. AQUMON is also licensed by the U.S. Securities and Exchange Commission (SEC) and the Asset Management Association of China (AMAC).

 

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