港股在2月份持續上漲，帶動打工仔的強積金表現也隨之提升。強積金2月份投資收益約3.21%，今年首兩個月約4.19%*。據計算，2月份MPF人均收益近萬元**。

*根據AQUMON MPF 綜合基金指數表現

**根據MPFA 2024年9月公布數字測算，MPF帳戶人均餘額28萬港幣

 

 

AQUMON MPF指數表現追蹤

 

2月份，AQUMON MPF 綜合基金指數升3.21%，人均賺近萬元。期內，股票型基金指數升5.58%，混合型基金指數升2.16%，債券型基金指數升0.72%，大中華股票型基金指數升11.85%。

 

今年首兩個月，綜合基金指數升4.19%。期內，股票型基金指數升6.81%，混合型基金指數升3.15%，債券型基金指數升1.17%，大中華股票型基金指數升12.24%。

 

 

2025年首兩個月表現（2024-12-31 到 2025-02-28）

 

總體趨勢：在這段期間，AQUMON的各個指數表現呈現顯著差異。AQUMON MPF 大中華股票型基金指數表現最為突出，總回報率高達12.24%，其中二月總回報率高達11.85%，是由於大中華地區市場在這段期間受到AI熱利好。相比之下，AQUMON MPF 美國股票型基金指數表現較為疲軟使得較高估值的美股下挫，總回報率僅為0.80%。

 

風險與回報：高回報通常伴隨著高風險。今年首兩個月AQUMON MPF 大中華股票型基金指數雖然回報率高，但其波動率和最大回撤也是最高的，意味著投資者可能面臨較大的價格波動和潛在虧損。這反映了新興市場的高風險特性。

 

穩定性：相比之下，AQUMON MPF 債券型基金指數的波動率最低（2.03%），回報也較低（1.17%），適合風險厭惡型投資者。債券型基金在這段期間的表現顯示出其作為避險資產的優勢。

 

 

學會分辨基金風險很重要！

 

 

圖表顯示了本月不同類型指數的標的基金的表現區間，讓投資者輕鬆分辨哪些類別風險較高，哪些相對穩定。百分比數字分別表示這段時間內該指數的基金出現的最低和最高回報。例如，2月AQUMON MPF 股票型基金指數的表現範圍意味著投資這個指數的最小盈利基金為6.59%，最大盈利基金為17.05%。這表明股票型基金在2月的表現波動較大，但整體回報潛力較高。相比之下，債券型基金指數的表現範圍較為穩定，風險相對較低。投資者可以根據自己的風險承受能力和投資目標，選擇適合的基金類型。

 

 

今年以來最勁MPF基金總回報率19%+

 

在細分市場的近400隻基金中，今年首兩個月表現最為亮眼的是與香港市場相關的基金。中銀保誠簡易強積金計劃: 中銀保誠中證香港100指數基金 和 中銀保誠簡易強積金計劃: 中銀保誠香港股票基金 等香港股票基金在期間表現強勁，尤其是在二月，漲幅顯著，成為市場的領頭羊。緊隨其後的是與中國市場相關的基金，如 滙豐強積金智選計劃: 恒生中國企業指數基金，這些基金同樣是在二月份，漲幅進一步擴大。

 

AQUMON MPF 指數系列的表現反映了全球市場的波動性和不同資產類別的風險與回報特性，也充分展現了AQUMON對MPF市場趨勢的精準洞察與領先的數據分析能力。憑藉強大的研究團隊與智能化的投資策略，AQUMON通過捕捉市場波動中的機遇，為投資者提供量身定制的資產配置方案。無論是風險管理還是收益優化，我們的數據驅動策略都處於行業前沿。立即諮詢，讓AQUMON以專業的研究實力與創新策略，助您實現財富穩健增長！

 

About us

AQUMON is a Hong Kong based award-winning financial technology company. Our mission is to leverage smart technology to make next-generation investment services affordable, transparent and accessible to both institutional clients and the general public. Through its proprietary algorithms and scalable, technical infrastructure, AQUMON’s automated platform empowers anyone to invest and maximize their returns. AQUMON has partnered with more than 100 financial institutions in Hong Kong and beyond, including AIA, CMB Wing Lung Bank, ChinaAMC, and Guangzhou Rural Commercial Bank. Hong Kong University of Science and Technology, the Alibaba Entrepreneurs Fund, affiliate of BOC International Holdings Limited, Zheng He Capital Management and Cyberport are among AQUMON's investors. 

 

The brand is held under Magnum Research Limited and is licensed with Type 1, 4 and 9 under the Securities and Futures Commission (SFC) of Hong Kong. AQUMON is also licensed by the U.S. Securities and Exchange Commission (SEC) and the Asset Management Association of China (AMAC).

 

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