由短期炒卖走到长线投资－ Graham Chin的故事
由 AQUMON Team 撰写于 2021-06-02
大量数据和市场波动或会令你对投资却步，但AQUMON坚信投资对每个人都同样重要，因此一直致力令投资变得更简易快捷，令不同行业、年龄、阶层的人士都可以透过投资增值财富。自成立这五年间，AQUMON帮助无数客人达到他们的财务目标。这次，我们邀请了本地投资界Youtuber Graham与大家分享他使用AQUMON的心得和投资路上的心路历程。一起看看Graham是怎样开展他的投资路吧！
先介绍一下自己。
我是Graham，三年前在波士顿大学毕业后回到香港帮忙经营家族生意。在2020年初，我成立了自己的Youtube频道「和你赚」，与大众分享我的投资经验和心得，没想过在一年内便累积了过万订阅。
我们来谈谈你的投资历程吧，你有什么投资理念？
说起投资，我在大学毕业后才开始购买股票。当时刚刚毕业，薪水不太高，因此想要多一个途径赚取收入。
老实说，我曾经尝试短线的投资炒卖，但在亏损后很快便停止了。长时间监察着这么大的市场波动实在很大压力，所以我现在转为长线投资，不再短时间买卖股票以赚取短期收益。
你未来有什么投资和金钱目标？
我相信大部分香港人的目标都是置业，我也不例外。
香港楼价高，单靠薪金一份收入支付首期实在太难。透过投资来扩阔收入来源，我希望可以在30岁前置业。
为了达成这个愿望，我会把一半的收入存到另一个储蓄户口，为免过度消费。我亦有不断投资来增长财富。同时，我也会继续研习投资的技巧，以尽快达到目标。
你怎样认识AQUMON？
哈哈，我是从我的订阅者得知有AQUMON这个平台的。一个订阅者问我对AQUMON的看法，于是我便开始找更多有关AQUMON的资料和公司的营运方式。
我对AQUMON的第一印象是投资理念很好，会透过科技分析市场状况，帮助投资者作投资决定、管理财富，所以我便跃跃欲试，并在2020年10月开了户口。
你认为AQUMON有什么特点？
AQUMON绝对是一个很方便、操作简易的智能投资平台。
除了在AQUMON上投资，我之前亦有在其他证券行赚买过港股和美股。比起AQUMON，购买独立公司的股票实在太花时间了。买入前，我需要自己分析不同公司的数据；买入后，又要长时间观察市场动态、股价走势等。
而AQUMON其中一个最大的好处，就是可以24小时监测市场走势，帮助我省却监测市场的时间。
延伸阅读: 人工 vs 智能？ AQUMON智能选股的5大优势
AQUMON如何帮助你达到你的投资目标？
自从我在去年十月在AQUMON开户后，我的投资组合净值已增长超过10%。
我十分满意这个增长率。未来若有更多资金，我绝对会在AQUMON上投放更多资金来达成我的长远目标。
你有什么理财建议可以分享给大家？
我认为有效的金钱管理可以分为三大部分。
一是储蓄，你要慢慢累积你的财富。二是节流，你要控制好日常的开支，做到量入为出和减少不必要开支。三是投资，来把你辛苦赚来的金钱翻倍。
这三部分听似简单，但实行起来其实需要技巧和经验。很重要的一点是你必须要自律，并有耐性地等到目标达成，並一直积极增值自己。
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