From Hectic Day-Trader to Long-Term Investor: Youtuber Graham

Written by AQUMON Team on 2021-06-02

Investing can seem daunting with its vast amounts of information and rapid market movements. AQUMON’s mission is to address and simplify the investment process, making investing more accessible to everyone.

Since AQUMON was founded five years ago, we have helped thousands of investors achieve their personal financial goals! One of our converted AQUMON fans is Graham Chin, a Hong Kong investor and YouTuber. Read on to learn how he started his investment journey and his insights along the way.

1. Tell us a bit about yourself!

Hi, I’m Graham! I graduated from Boston University three years ago and returned to Hong Kong to help with my parents’ business. I’ve also started my own YouTube Channel ‘Earn with you (和你賺)’ in 2020 to share my investment experience with others, and luckily I’ve accumulated over 10k subscribers till now.

2. Share with us your investment journey. What is your personal investing philosophy?

In terms of investments, I only started investing in stocks after graduating from university. My salary right after graduation wasn't too high, and I wanted to provide myself with another stream of income.

To be honest, I’ve tried day trading for some time but stopped after losing money. I personally found the volatility of the markets to be highly stressful as it required close monitoring. As such, nowadays I prefer a long-term investment approach where I hold the stocks for a longer period and forego chasing the short term gains.

3. What are your investment and money goals for the future?

I believe many Hong Kong youngsters have a goal to buy their first property and settle down — and I’m no exception! I think it is very difficult to solely rely on your salary to save enough for an initial down payment. Through investing and diversifying my income streams, I hope to buy a flat before 30.

In order to achieve this, I try to put half of my salary into a separate savings account to avoid excessive spending. I'll also have to invest my money to grow my wealth. Thus, I will continue to study and improve my investment skills in pursuit of my goal!

4. How did you first hear about AQUMON?

I first learned of AQUMON from one of my YouTube subscribers! A subscriber asked me what I thought about AQUMON, but I didn’t have much to say since I wasn’t familiar with the platform. After this interaction, I began to research AQUMON and how the company operates.

My initial impression was that AQUMON’s investment philosophy is quite good: the app uses intelligent AI technology to analyze market conditions, help investors make investment decisions, and manage their wealth. I was really excited to start using AQUMON, so I opened an account in October 2020.

5. How does AQUMON compare to other investment / wealth management platforms?

AQUMON is definitely a very hassle-free and smart way to invest! Outside of AQUMON, I have previously bought some Hong Kong and U.S. stocks through other brokers. Compared to AQUMON, buying individual stocks was much more time consuming. I had to analyze various company data and keep a close eye on the company after I purchased its stock. One of the largest advantages of AQUMON is its 24-hour nonstop market supervision, which helps me to save time in monitoring the market.

6. How has AQUMON helped with your investment goals?

Since opening an AQUMON account in October 2020, my portfolio value has increased by over 10%! I am extremely satisfied with this growth rate. When I have more available funds in the future, I will definitely invest more in AQUMON to achieve my long-term investment goals!

7. What recommendations do you have for people managing their personal finances?

I think that effective money management can be divided into three aspects. First, you have savings, where you have to accumulate your wealth slowly. Second, you have to control your expenses. Try to live within your means and avoid unnecessary expenditures. Lastly, you have investments, where you multiply your hard-earned money. These three aspects may sound simple, but achieving them all will require various skills and experience. It is very important to have discipline, patience to succeed, and the willingness to learn along the way.

About us

AQUMON is a Hong Kong based award-winning financial technology company. Our mission is to leverage smart technology to make next-generation investment services affordable, transparent and accessible to both institutional clients and the general public. Through its proprietary algorithms and scalable, technical infrastructure, AQUMON’s automated platform empowers anyone to invest and maximise their returns. AQUMON has partnered with more than 100 financial institutions in Hong Kong and beyond, including AIA, CMB Wing Lung Bank, ChinaAMC, and Guangzhou Rural Commercial Bank. Hong Kong University of Science and Technology, the Alibaba Entrepreneurs Fund, affiliate of BOC International Holdings Limited, Zheng He Capital Management and Cyberport are among AQUMON's investors.

The brand is held under Magnum Research Limited and is licensed with Type 1, 4 and 9 under the Securities and Futures Commission (SFC) of Hong Kong. AQUMON is also licensed by the U.S. Securities and Exchange Commission (SEC) and the Asset Management Association of China (AMAC).

Disclaimer

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